Supra
Registered User
- Joined
- Nov 24, 2009
- Messages
- 2,200
Looking to possible by a condo in high rise in Miami but don't know much about it.
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You might also consider Georgia, or Alabama, or even Texas. If and when I move, I am seriously considering Georgia and Texas.
Shit, I'm trying to get to Houston right now. As for the real estate in Miami, is it N or S Miami? Whatever the case is, just make sure you've got enough for 20% down payment to avoid extra fees and can handle the monthly mortgage comfortably by yourself. I'd also check out things like health insurance, auto insurance and most importantly home owners insurance, including hurricane and flood. It's near impossible to find home insurance, a requirement, sometimes and if that's the case the only option is the Fl. state insurance where rates are through the roof because nobody else will insure down there. Also, check utility and food, gas prices for a comparison of where you live now.
Our mortgage in the house we live in is 5400.
Fuck California.
Go visit the place. I was born in Miami and S. Florida was home for 33 years and, while I loved aspects, you better make sure the area is for you. There are so many places like that all over S. Florida (and many cheaper considering the market) but you really do have to look at homeowners. Floods don't affect anyone around there except on the coast, but all buildings are CBS and all need really expensive insurance. An example, my 1500 sq ft house in Boca cost more to insure than my 4500 sq ft house in Georgia with significantly higher values across the board, and GA insurance is high because of the shitty building. If it was me, I would look around Ft. Lauderdale area because it is more comfortable feel for me and it is a bit easier to take advantage of the ocean via costs. Go spend some time and check it out -- I can always set you up with an agent in the area.
You're also 30, I'm 23 on the 24th of this month. I can't afford to leave this place just yet. I'm lucky enough to have a good paying job for my age. I think I will move out of this shit whole sooner rather than later probably by 25.
As a north-easterner Florida is my vacation spot of choice. I go there yearly. As a comparison, I've also lived in Cali, but there is no comparing! I hated Cali, while I love Florida! I also have friends In Georgia, and all my gun's collection is there, as NY laws forbid the most fun rifles.
I would take Chuck's opinion in consideration, as Ft. Lauderdale is much cheaper, South beach is a easy drive away, and over all it's a much better value. Plus Las Olas blvd. It's a destination in itself - best food I ever had in FL.
Never-mind that Fl has the best highway in the US. I was able to do 165 m/h between Naples and Miami - better then the Auto-bahn in Germany. A single curve over 150 miles and 4 lines of pure bliss!
Looks like a rough life you're living there, Supra. Try not to let the sun bake your brains more than necessary